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Mortgage RatesTagged APR, mortgage, mortgage rates

Understanding the Distinction Between Mortgage Interest Rates and APR

August 8, 2023August 8, 2023

This article aims to shed light on the dissimilarities between the mortgage interest rate and the APR, helping borrowers navigate the mortgage landscape more confidently.

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Michelle Castle

Branch Manager | NMLS #231122
714 N Travis St
Sherman, TX 75090
O: 903.957.3100
C: 903.815.3277
mcastle@guildmortgage.net
MichelleCastleHomeLoans.com
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Michelle Castle

Area Manager

NMLS #231122
714 N Travis St
Sherman, TX 75090
mcastle@guildmortgage.net
Apply online
MichelleCastle.com
Schedule Appointment

I'm known for wearing many hats, both figuratively and quite literally. My passion is assisting families on their journey to build wealth through homeownership. I'm skilled in structuring a wide variety of loans for the first time home buyer to the seasoned investor. I could bore you with a bunch of stats and awards, but all you need to know is that I have an incredible team and we will take you through this journey step by step.

Guild Sherman Branch building

Branch NMLS ID 1211748

Licensed to do business in the state of Texas and Oklahoma.

Licensing and Consumer Complaint & Recovery Fund NMLS Consumer Access, Privacy Policy. Guild Mortgage Company, Equal Housing Opportunity, Company NMLS 3274

Michelle Castle is a licensed loan officer in Texas and Oklahoma for Guild Mortgage Company; Licensed by the Texas Department of Savings and Mortgage Lending, NMLS #231122.  The postings on this blog don't necessarily represent the positions, strategies or opinions of Guild Mortgage Company or its affiliates.  This information is not guaranteed to be accurate and shall not be construed as a guarantee of loan approval.  All loans are subject to underwriter approval, and are subject to change without notice.

Michelle Castle is a licensed loan officer in Texas and Oklahoma for Guild Mortgage Company; Licensed by the Texas Department of Savings and Mortgage Lending, NMLS #231122.  The postings on this blog don't necessarily represent the positions, strategies or opinions of Guild Mortgage Company or its affiliates.  This information is not guaranteed to be accurate and shall not be construed as a guarantee of loan approval.  All loans are subject to underwriter approval, and are subject to change without notice.

The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the Department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at http://www.sml.texas.gov

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