Guest blog by: Ron Tate (By Referral Realty)

The holidays are always met with great anticipation and excitement. From Halloween
through New Year’s, the daily clock just seems to move faster than the rest of the year.
By the time Super Bowl week arrives, our W-2’s and 1099’s are also arriving, and the
stress of our complicated tax system begins to surface. What a relief after we have filed.

I want to piggyback on this tax and financial awareness time of year to suggest what I
believe is the next best financial proposition after primary residence home ownership. It
is real estate investment properties. It represents the best scenario for equity build-up, as
well as incorporating tax benefits.

Our current economy presents an even greater than normal opportunity to purchase
investment property. For one, interest rates are very low, ranging from 3.5% to 4.5%.
And secondly, due to the growth in San Antonio coupled with the many foreclosures and
short sales, the rental market is very strong and tenants are paying top dollar.

If you have children or grandchildren, in 18 years an investment property would return
potentially enough equity to pay for that college education, and the tenants are the ones
having paid for it. You win with financial growth and tax savings both.

I am always available to further discuss this opportunity with you or to answer any
questions. I trust your tax situation presents no negative issues for you during the next
couple of months.

The best to you, Ron Tate

…… and oh by the way, I am never too busy for any of your referrals.

3619 Paesanos Pkwy, Suite 11 2C • San Antonio, TX 78231
Ph 210.479.3948 • Fax 210.479.3949

Michelle Castle provides mortgage loans to all of North Texas and Southern Oklahoma. Call Michelle Castle at (903) 892-1998 if you are looking for a home loan in North Texas and Southern Oklahoma.